
全民健保
◎ 新生註冊
依據教育部「外國學生來台就學辦法」規定,外國新生註冊時,應檢附已投保自入境當日起至少6個月效
期之醫療及傷害保險或者提供我國全民健康保險證明。前項保險證明如為國外所核發者,應經駐外館處驗
證。無法提供前項保險證明者,得加入學校統一辦理之短期商業醫療險,保費每個月新台幣500元。
◎ 外籍人士參加中華民國全民健康保險相關權利義務
自2013年1月1日起,在台灣地區領有居留證明文件(外僑居留證)者,自領證日起居留滿6個月之日起,
應一律強制參加全民健康保險。所謂在台居留滿6個月,指進入台灣地區、取得居留證後,連續居住達6個
月或曾出境一次未逾30日,其實際居住期間扣除出境日數後,併計達6個月。
健保費每個月新台幣826元,即每學期4,956元,於入學後第二個學期起,每學期初隨學費收取。(健保
費依健保局之異動調整)
保險費之計費方式係指投保當月繳納全月保費(舉例,若於3月15日起生效,須繳交3月整個月的保
費),若遇學生畢業、休學、退學,學校應按計費規定退還學生溢繳之保險費。
居留證明文件效期屆滿或居留原因消失時,即喪失投保資格,或者即將返回母國不再返回台灣時,應
立即辦理退保,繳清健保費。
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外籍人士如因渡假、洽公等因素短期離境,隨即返回台灣,且尚未逾居留期限,仍應繼續參加全民健康保險。
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如預定離開台灣6個月以上,可選擇辦理停保或繼續加保。如選擇停保,停保期間可免繳納健保費,於回台時辦理復保手續,但是離開台灣未滿6個月即返台者,應補繳停保期間保險費。選擇繼續加保者,應按月繳納保險費,如於國外發生緊急傷病時,可檢具證明文件申請核退醫療費用。
◎ 健保醫療服務
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保險對象發生疾病、傷害事故或生育時,由保險醫事服務機構提供門診、住院及藥品等醫療服務。
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保險對象應遵行醫療相關規定就醫,並負擔部分醫療費用。
◎ 如有任何疑問,請上「中央健康保險局」網站 http://www.nhi.gov.tw/
或聯絡國際處(分機2609)
◎ New student registration
According to Ministry of Education International Students Undertaking Studies in Taiwan, at the time of
registration a new international student shall present proof of a medical and injury insurance policy
which is valid for at least 6 months from the date the student enters Taiwan. Instead, student may
present written proof that they have joined Taiwan’s National Health Insurance Plan.
The abovementioned written proof of insurance issued in foreign country shall be verified by
Taiwan's overseas representative office. Those who fail to provide such proof of insurance can join a
short-term medical group insurance program, premium NTD 500 per month.
◎ National Health Insurance Regulations of Foreign Nationals
Starting from Jan. 1, 2013, foreign nationals holding ROC resident certificate, i.e., Alien Resident
Certificate (ARC), should enroll in the national health insurance program (NHI) if he/she has
possessed ARC and stayed in ROC for more than 6 months. The abovementioned "6 months"
of residence refers to a person who, after entering into Taiwan, has obtained and stayed in Taiwan for 6
consecutive months or exited Taiwan only once for fewer than 30 days and the total duration
of stay in ROC after subtracting the length of stay outside ROC is more than 6 months.
NHI fee is NTD 826 per month, NTD 4,956 per semester (6 months). Starting from the
2nd semester of enrollment, the fee is to be added to students' tuition bill automatically.
(The fee is subject to change according to the announcement of National Health Insurance
Administration.)
NHI fee is charged on monthly base. For example, if one's NHI is effective from March 15, one still has
to pay for the whole month (NTD 826). When one graduates, suspends or withdraws from the school,
the school should refund the overpayment to the student.
If one's ARC is expired, or one's reason of residence is eliminated, or one has decided not to return
to Taiwan, one shall withdraw from the program immediately.
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Leaving & Re-Entering Taiwan
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The foreign residents who leave Taiwan for vacations or on business trips and still have valid permit to remain in Taiwan will continue to have the coverage.
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Those foreign residents who plan to leave Taiwan for more than 6 months can either continue to pay the premium to keep the coverage or to withdraw from the insurance. In the latter case, no premium is required. Upon returning to Taiwan, an application to reactivate the coverage should be submitted. Those who choose to discontinue the coverage, but return within the 6-month period need to repay the premiums to cover the period while absent from Taiwan. Those who continue to pay premium and maintain coverage may claim for emergency treatment or childbirth medical expenses while living outside of Taiwan. Proper documentation certifying the medical condition and expenses incurred is required for reimbursement application.
◎ Coverage
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The insured is entitled to receive the outpatient service, impatient care and drugs that are provided by the contracted medical care situations in the case of illness, injury or childbearing.
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The insured should pay registration fee and afford partial medicine charge.
◎ For further information, please refer to the National Health Insurance Administration
(http://www.nhi.gov.tw/) or contact OIA (02-28961000 ext. 2609).